Disclaimer

Last Updated: September 16, 2026

The information and calculators provided by SCHD Calculators are intended for general informational and educational purposes only. By using this website, you acknowledge and agree to the terms of this Disclaimer.

1. General Information

SCHD Calculators provides educational information, calculation tools, and general resources related to investing, dividends, portfolio growth, and related topics.

The information provided on this website is not intended to replace professional financial, investment, tax, accounting, or legal advice.

2. Calculator Results

The calculators available on SCHD Calculators provide estimates based on the information and assumptions entered by the user.

Results may depend on factors such as:

  • Initial investment
  • Additional contributions
  • Share price assumptions
  • Dividend amounts
  • Dividend growth assumptions
  • Investment period
  • Tax assumptions
  • Reinvestment assumptions
  • Expected investment growth

Calculator results are not guaranteed and should not be considered predictions of actual future performance.

Different assumptions, data sources, calculation methods, market conditions, and timing may produce different results.

3. No Financial or Investment Advice

Nothing on this website should be considered personalized financial, investment, tax, accounting, or legal advice.

SCHD Calculators does not provide personalized investment recommendations through its calculators or website content.

You are responsible for evaluating your own financial situation and deciding whether any investment or strategy is appropriate for you.

If you need personalized financial or tax guidance, consider consulting a qualified professional.

4. Investment Risk

Investing involves risk, and the value of investments can increase or decrease over time.

Dividend payments may change, and companies or funds may reduce, suspend, or discontinue dividend payments.

Past performance does not guarantee future results.

Actual investment outcomes may differ significantly from calculator estimates because of market conditions, changes in prices or dividends, taxes, fees, inflation, reinvestment timing, and other factors.

5. Estimates and Assumptions

The calculations provided by SCHD Calculators are based on user-provided information and assumptions.

These tools are designed to help users understand potential scenarios and explore different assumptions. They are not intended to predict or guarantee a specific investment outcome.

You should review all inputs carefully before relying on a calculated result.

6. SCHD and Third-Party Information

References to SCHD, investment concepts, market information, companies, funds, or other third-party information are provided for general informational purposes.

SCHD Calculators is not affiliated with, sponsored by, or endorsed by Charles Schwab Investment Management or any other investment company unless explicitly stated.

Information obtained from third-party sources may change over time, and users should verify important information through appropriate official or reliable sources.

7. Accuracy of Information

We make reasonable efforts to provide useful and accurate information. However, we do not guarantee that all information, calculations, data, or content on the website will always be complete, current, or error-free.

Website content and calculator functionality may be updated or changed from time to time.

8. Third-Party Links

SCHD Calculators may contain links to external websites or resources.

These third-party websites operate independently and may have their own terms, privacy policies, and practices. We do not control or guarantee the accuracy, availability, or security of external websites.

Users should review the applicable information and policies of third-party websites before relying on them.

9. Limitation of Liability

To the maximum extent permitted by applicable law, SCHD Calculators and its operators shall not be responsible for losses or damages resulting from the use of, or reliance on, the website, calculators, information, or other content.

Users access and use the website and its tools at their own discretion and risk.

10. Changes to This Disclaimer

We may update this Disclaimer from time to time to reflect changes to our website, calculators, content, or applicable requirements.

When changes are made, the Last Updated date at the top of this page will be updated.

11. Contact Us

If you have questions about this Disclaimer or the information provided on SCHD Calculators, please contact us through our Contact Us page.

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