At SCHD Calculators, we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains what information may be collected when you visit or use our website and how that information may be used.
By using SCHD Calculators, you acknowledge the practices described in this Privacy Policy.
1. Information We Collect
SCHD Calculators may collect limited information depending on how you use the website.
Information may be provided directly by you when you voluntarily contact us or submit information through a contact form.
This may include:
- Your name
- Your email address
- The content of your message
- Any other information you voluntarily provide
We only use information provided by you for legitimate purposes related to your inquiry or communication with us.
2. Calculator Information
SCHD Calculators provides online calculators that allow visitors to enter their own assumptions and information to generate estimated results.
The information entered into our calculators may include investment amounts, contributions, share prices, dividend information, growth assumptions, tax assumptions, investment periods, and other calculation inputs.
Our calculator tools are designed to perform calculations in the visitor’s browser. Calculator inputs are not intended to be collected or maintained by SCHD Calculators as personal user records.
Calculator results are generated from the information and assumptions entered by the user.
3. Contact Information
If you choose to contact us through our website, the information you provide may be used to:
- Respond to your message
- Answer your questions
- Provide assistance
- Follow up regarding your inquiry
We do not intentionally use information submitted through our contact form for unrelated purposes.
You can contact us through our Contact Us page.
4. Cookies
SCHD Calculators may use cookies and similar technologies to support website functionality, security, performance, and user experience.
Cookies are small data files that websites may store on a visitor’s device.
Cookies may be used for purposes such as:
- Maintaining website functionality
- Improving user experience
- Understanding website usage
- Measuring website performance
- Supporting advertising or other website services when applicable
You can manage or disable cookies through your browser settings. Please note that disabling cookies may affect certain website functions.
5. Analytics
SCHD Calculators may use analytics and measurement technologies to understand how visitors use the website.
Such technologies may collect general information about website visits, such as:
- Pages viewed
- Approximate location
- Device type
- Browser information
- Referral source
- General website usage information
This information may be used to understand website performance, improve our content, and improve the overall user experience.
6. Advertising
SCHD Calculators may display advertisements through third-party advertising services.
If advertising services are enabled on the website, those services may use cookies or similar technologies to provide, personalize, measure, or improve advertisements.
Third-party advertising providers may collect information according to their own privacy policies and applicable laws.
Visitors may also have options to manage certain advertising preferences through the tools and settings provided by the relevant advertising provider.
7. Third-Party Services
Certain services used on or in connection with SCHD Calculators may process information in order to provide functionality, analytics, security, advertising, or other website-related services.
Third-party services operate under their own privacy policies and terms.
We encourage visitors to review the privacy practices of third-party services when appropriate.
8. Data Security
We take reasonable measures to protect information that is submitted through our website.
However, no website, internet transmission, or electronic storage system can be guaranteed to be completely secure.
Therefore, we cannot guarantee absolute security of information transmitted through the internet.
9. Data Retention
Information voluntarily submitted through our website may be retained for as long as reasonably necessary to respond to inquiries, provide assistance, maintain relevant communication, or meet applicable legal requirements.
Calculator inputs are not intended to be maintained as personal user records.
10. Children’s Privacy
SCHD Calculators does not knowingly collect personal information from children under the age of 13.
If you believe that a child has provided personal information through our website, please contact us so that the matter can be reviewed and appropriate steps can be taken.
11. External Links
SCHD Calculators may occasionally contain links to external websites or resources.
External websites operate independently and may have their own privacy policies and terms.
We are not responsible for the privacy practices, security, or content of third-party websites.
We recommend reviewing the privacy policy of any external website before providing personal information to it.
12. Your Privacy Choices
Depending on applicable law, you may have certain rights regarding your personal information.
These may include the right to:
- Request information about personal data associated with your interactions with us
- Request correction of inaccurate information
- Request deletion of certain information
- Ask questions about how your information is handled
For privacy-related questions or requests, please use our Contact Us page.
13. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes to our website, services, technology, or applicable requirements.
When changes are made, the Last Updated date at the top of this page will be updated.
We encourage visitors to review this Privacy Policy periodically.
14. Financial and Educational Disclaimer
The calculators and information provided by SCHD Calculators are intended for general educational and informational purposes.
Calculator results are estimates based on the assumptions and information entered by the user. They do not guarantee future investment performance or results.
Actual investment outcomes may differ due to market conditions, changes in dividend payments, share prices, taxes, fees, inflation, timing, and other factors.
The information provided on this website should not be considered financial, investment, tax, or legal advice.
Users should conduct their own research and consider obtaining professional advice before making financial or investment decisions.
15. Contact Us
If you have questions about this Privacy Policy or how information is handled by SCHD Calculators, you can contact us through our Contact Us page.